Insights
Credit Insights
By
Lorenzo Amaya
Having less-than-perfect credit can feel overwhelming, even paralyzing. But you’re not alone. According to Experian, over 108 million Americans have a FICO score between 300 and 579.
For many, poor credit results from not knowing where to begin! Others are hit hard by unexpected life events like medical emergencies, job loss, or the death of a primary earner. Sometimes, it simply comes down to financial choices made without the guidance.
No matter the cause, there’s a way forward.
Rebuilding your credit is the first step toward financial stability. With the right strategy, you can take control and begin using the credit system to your advantage.
Why Credit Matters?
Good credit opens doors. It gives you options, access to lower interest rates, and more financial freedom. But the ultimate goal isn’t just better credit, it’s financial independence.
(Proverbs 22:7)
We’re here to help you move beyond relying on credit, but to shift you from borrower to lender. (Deut. 28:12)