Credit

Credit is your financial fingerprint, a key part of your overall financial power. While our goal is to help you become the lender, not the borrower, your credit history remains to be a vital indicator of how you've managed debt in the past.

Lenders, employers, landlords, and insurance companies often use your credit profile to assess your financial responsibility and predict future behavior. Poor credit can delay wealth-building opportunities by forcing you to pay higher interest rates servicing debt, rather than saving money that could otherwise be invested into your future.

Our mission is to enhance your quality of life by helping you build, strengthen, and strategically leverage excellent credit.

Key areas where credit plays a vital role:

• Mortgage and auto loan approvals

• Rental and housing applications

• Employment background screenings

• Insurance rates and utility accounts

• Access to and terms of credit products